CGM Insurance Cover UK
Comprehensive continuous glucose monitor insurance protects your essential diabetes technology from accidental damage, theft, loss, and liquid damage. Get fast replacement (24 hours) and worldwide travel protection for your Dexcom, FreeStyle Libre, or Medtronic Guardian from £4-8/month.
What's Covered
Comprehensive CGM cover includes: Accidental damage (drops, liquid, physical), theft, loss, all transmitter and receiver devices, worldwide travel (90 days/year), and often sensor accessories. Most comprehensive policies cost £4-8/month with 24-hour claims processing.
Full Coverage Breakdown
✓ Accidental Damage
Dropped your receiver? Spilled liquid on it? Physical damage from falls? All covered. Accidental damage is the primary reason CGM devices need replacement - insurance covers the full cost.
✓ Transmitter Loss Coverage
Lost your transmitter? CGM transmitters are frequently lost during travel, exercise, or daily activities. Comprehensive cover provides full replacement cost within 24 hours.
✓ Receiver/Reader Theft Protection
Receivers are stolen from bags, cars, and homes. If your CGM receiver is stolen, comprehensive cover provides full replacement cost within 24 hours. Police report required.
✓ Liquid Damage Protection
Water damage from swimming, rain, or accidental spills is a leading cause of CGM failure. Despite water-resistant ratings, liquid damage is covered comprehensively with immediate replacement options.
✓ Worldwide Travel
Most comprehensive policies include 90 days of worldwide travel coverage per year. If your CGM is damaged or lost while traveling, 24-hour claims processing applies even abroad.
✓ 24-Hour Replacement
When your CGM is damaged or lost, specialist insurers typically replace it within 24 hours. Many offer loan equipment while processing your claim so you don't go without glucose monitoring.
CGM Systems Covered
Dexcom G6 & G7
Transmitter, receiver, and sensor accessories. G7's smaller transmitter has same coverage. Most comprehensive option for real-time data sharing.
£5-8/month
FreeStyle Libre 2 & 3
Reader unit and all sensor pack accessories. Libre 3 has enhanced Bluetooth connectivity. Coverage includes app sync failure protection.
£4-7/month
Guardian 4
Medtronic's newest CGM transmitter and sensor components. Works with Medtronic pumps or standalone. Same comprehensive protection available.
£5-8/month
Coverage Limits & Options
Choose the coverage amount that matches your CGM device value:
| Coverage Limit | Best For | Cost/Month |
|---|---|---|
| £1,000 | Single receiver/reader | £4-5 |
| £2,000 | CGM + pump integration ⭐ | £6-8 |
| £5,000 | Multiple devices, redundancy | £8-10 |
What's NOT Covered
✗ Not Covered:
- • Pre-existing damage
- • Manufacturer defects (warranty covers)
- • Wear and tear
- • Intentional damage
- • Loss of use/income
- • Consumables (sensor packs)
💡 Pro Tips:
- • Keep receipts for claims
- • Report theft to police immediately
- • File claims within 30 days
- • Use loan equipment while processing
- • Travel with coverage documentation
Why Choose Comprehensive CGM Cover
For Peace of Mind
Your continuous glucose monitor is your window into real-time blood sugar trends. When your CGM fails, you lose critical diabetes management data. Comprehensive cover ensures that no matter what happens - accidental damage, theft, or loss - you'll have replacement within 24 hours for just pennies per day.
Annual cost (£48-96) vs CGM replacement cost (£300-600+) - the choice is obvious.
Get Comprehensive CGM Cover
Protect your continuous glucose monitoring device with comprehensive UK cover. Get instant quotes and 24-hour replacement coverage.
Get CGM Cover