Insulin Pump Insurance Cover UK
Comprehensive insulin pump cover protects your essential diabetes technology from accidental damage, theft, loss, and liquid damage. Get fast replacement (24 hours) and worldwide travel protection from just £6.95/month.
What's Covered
Comprehensive insulin pump cover includes: Accidental damage (drops, liquid, physical), theft, loss, CGM systems, worldwide travel (90 days/year), and often accessories. Most comprehensive policies cost £8-10/month with 24-hour claims processing.
Full Coverage Breakdown
✓ Accidental Damage
Dropped your pump? Spilled liquid on it? Physical damage from falls or impacts? All covered. Accidental damage is the #1 reason pumps need replacement - insurance covers the full cost.
✓ Theft Protection
Insulin pumps are stolen from bags, cars, and homes regularly. If your pump is stolen, comprehensive cover provides full replacement cost within 24 hours. Police report required.
✓ Loss Coverage
Lost your pump somewhere? Comprehensive insurance covers loss as well as theft. You'll need to provide proof of loss (receipts, photos, NHS letters for NHS pumps).
✓ CGM System Coverage
Your continuous glucose monitor is as critical as your pump. Comprehensive cover includes Dexcom, FreeStyle Libre, Medtronic Guardian transmitters and receivers.
✓ Worldwide Travel
Most comprehensive policies include 90 days of worldwide travel coverage per year. If your pump is damaged or lost while traveling, 24-hour claims processing applies even abroad.
✓ 24-Hour Replacement
When your pump is damaged or lost, specialist insurers typically replace it within 24 hours. Many offer loan equipment while processing your claim so you don't go without insulin delivery.
Coverage Limits & Options
Choose the coverage amount that matches your device value:
| Coverage Limit | Best For | Cost/Month |
|---|---|---|
| £2,000 | Basic pumps, CGM only | £6.95-7 |
| £5,000 | Medtronic, most pumps ⭐ | £8-9 |
| £10,000 | Premium protection, multiple devices | £10-12 |
What's NOT Covered
✗ Not Covered:
- • Pre-existing damage
- • Manufacturer defects (warranty covers)
- • Wear and tear
- • Intentional damage
- • Loss of use/income
- • Consumables (insulin, test strips)
💡 Pro Tips:
- • Keep receipts for claims
- • Report theft to police immediately
- • File claims within 30 days
- • Use loan equipment while processing
- • Travel with coverage documentation
Why Choose Comprehensive Cover
For Peace of Mind
Your insulin pump is your lifeline. Comprehensive cover ensures that no matter what happens - accidental damage, theft, loss, or travel incident - you'll have replacement within 24 hours for just pennies per day.
Annual cost (£96-120) vs pump replacement cost (£2,500-6,000) - the choice is obvious.
Get Comprehensive Pump Cover
Protect your insulin pump with comprehensive UK cover. Get instant quotes and 24-hour replacement coverage.
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